I spent a good chunk of March in southern Africa so didn’t read as many personal finance articles this past month. But here are several that I found extremely interesting:
- Six stunning numbers about Toronto real estate and your personal finances: Toronto real estate is becoming completely disconnected from the realities of people’s incomes and bank accounts. Makes me a little sad that we have been priced out of the GTA housing market (where most of our family is), but thankful we live in a city (Ottawa) where housing is much more affordable.
- Ten ways the 2017 federal budget will affect your personal finances: Given that I don’t ever find the time to read the whole budget, I find these types of articles that highlight changes relevant to your personanl finances extremely helpful.
- Not getting enough sleep? You’re not alone — and that’s bad for all of us: “Insufficient sleep has been found to be associated with a range of negative health and social outcomes, including adverse performance effects at school and in the labour market”. Getting enough sleep is good for you, and good for the economy as a whole.
- How to beat the investment returns of all those brainy data scientists: With so much money chasing short-term opportunities and trying to time the market, there are good opportunities for those who focus on the long term and on fundamentals. [I have shifted to index investments, so as to avoid the risk and time commitments of picking individual stocks all together].
- When picking an ETF, keep it simple: After many years of trial and error, there is one key theme that I keep coming back to: keep it simple.
- ROBO-ADVISORS TRYING TO BUILD TRUST FOR LIKELY MARKET CORRECTION: Given that our new money is being invested through a robo-advisor, I am always interested to track where the robo industry is at. This article highlights the efforts of robos to educate clients, and encourage them to stay focused on their long term plans, in anticipation of an eventual crash.
- How deferring CPP until age 70 pays off for retirees: The benefits of deferring CPP as long as possible keep popping up in my reading. While it is a long ways off for me, I am going to raise this with my folks and other family members who are closer to retirement.
What have you been reading this past month? Any articles or books that were particularly helpful or interesting?